When comparing home warranty companies, it’s crucial to look beyond flashy marketing. The real value lies in coverage details, service quality, and cost. Here’s how the top providers stack up.

Coverage Comparison
American Home Shield (AHS): Most comprehensive standard plans

Choice Home Warranty: Covers appliances and basic systems

Liberty Home Guard: Offers rare add-ons like pest control and power surges

Winner: AHS for core systems; Liberty for customization.

Cost Breakdown
Select Home Warranty: ~$45/month

Choice Home Warranty: ~$40–$55/month

Liberty Home Guard: ~$60–$70/month (with add-ons)

Winner: Select for affordability; Liberty for high-end homes.

Service Fees
All providers charge a service call fee between $60–$125. Some allow you to select a lower fee in exchange for a higher monthly premium.

Customer Service
Liberty Home Guard: High BBB rating and strong customer support

AHS: Mixed reviews but responsive to complaints

Choice: Fast claims process, but some delays reported in rural areas

Winner: Liberty Home Guard

Ease of Filing Claims
Online portals available for all providers

Mobile app support: Available with AHS and Liberty

Winner: Tie between AHS and Liberty

Conclusion
There’s no one-size-fits-all solution. Choose based on what matters most to you: cost, coverage, or service. Liberty leads in service quality, AHS in coverage, and Select in affordability.